Contact Our Economic Development Staff
Economic Development staff stands ready to assist our business community. Don’t hesitate to email firstname.lastname@example.org or call (805) 616-6862. Hablamos español.
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CARES Act, Coronavirus Aid Relief and Economic Security Bill
The CARES Act established several new funding opportunities for small businesses through the Small Business Administration (SBA):
- Eligible recipients may qualify for a loan up to $10 million determined by 8 weeks of prior average payroll plus an additional 25% of that amount.
- Loan payments will be deferred for six months.
- If you maintain your workforce (or re-hire laid off workers by 6/30), SBA will forgive the portion of the loan proceeds that are used to cover the first 8 weeks of payroll and certain other expenses following loan origination.
- More information here.
- Economic Injury Disaster Loans provide small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
- The Loan Advance will provide up to $10,000 in economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application. This loan advance will not have to be repaid.
- If you have already applied for a Disaster Loan you can go back into your application to request an Advance Loan as well.
- More information here.
- Under this program, the SBA will pay the principal and interest of new 7(a) loans issued prior to September 27, 2020.
- The SBA will also pay the principal and interest of current 7(a) loans for a period of six months.
- More information here.
- Allow small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans will be repaid in full or in part by proceeds from the EIDL loan; up to $25,000; fast turnaround.
- More information here.
Coronavirus Business Resources & Guidance
Below is a list of agencies that provide business guidance:
Economic Development Collaborative (EDC)
The EDC has developed a Business Resource Guide that is updated daily to reflect guidance and benefits including loan opportunities, extensions for filing payroll taxes, assistance for employees, and more.
Utilize EDC and the Small Business Development Centers’ no-cost business consulting to provide guidance during this time. To better serve you, communications can be scheduled remotely by email at email@example.com, or phone the Business Resource Hotline at 805.409.9159.
Employment Development Department
The EDD provides a variety of support services to employers and employees affected by the Coronavirus including information on Disability or Paid Family Leave benefits, Unemployment Insurance benefits, and other Employer Information, including tax filing extensions in California. Visit EDD to learn more.
Whether you are self-employed or a W2 employee, if you have lost hours or wages due to the impact of the Coronavirus, file for unemployment benefits. Apply for unemployment here.
Governor’s Office of Business and Economic Development (Go-Biz)
Go-Biz has compiled guidance from California Agencies and Departments for use by California employers and employees.
SCORE provides one-on-one mentoring and helps with the SBA loan application. Visit the Santa Barbara/Ventura local chapter at https://santabarbara.score.org/
WEV (Women’s Economic Ventures)
WEV provides financial support and assistance to businesses experiencing economic hardship as a result of the Coronavirus. Call WEV’s Response Line 805-456-2342 (Spanish 805-908-0096) to leave a message and receive a call back within one business day. Haz clic aquí para obtener información y para la solicitud en español.
CAMEO (California Association for Micro Enterprise Opportunity) provides resources and live web events at https://cameonetwork.org/coronavirus-resources-for-business
Business Disruption Loans
Sources for loans and working capital:
SBA Economic Injury Disaster Low (EIDL) Interest Loans
The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to California small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Read more here. Up to $2 million assistance is available with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. *Contact the EDC for free consultation before applying.*
For additional information contact the SBA Disaster Assistance customer service center at 1-800-659-2955 or email firstname.lastname@example.org.
Individuals who are deaf or hard-of-hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
Asistencia de Desastre de la SBA en Respuesta al Coronavirus (PDF)
SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years.
Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela
Economic Development Collaborative Disaster Loan
In addition to their traditional EDC loan funds, EDC is offering loans from $5,000 to $50,000; 4.25% interest; to give a cash flow boost to businesses impacted by reduced sales, supply chain disruption or other challenges related to the Coronavirus. Call 805-409-9159.
Ventura County Community Foundation (VCCF) Rapid Response Fund
Grant funding is available for small businesses, individuals and families living in Ventura County. Read more here. Schedule an appointment directly with an EDC SBDC Client Service Specialist at https://edcollaborative.com/covid19/.
Women’s Economic Ventures Quick Response Loan
WEV Quick Response Loans are available for financial support and assistance to businesses experiencing hardship. WEV loans up to $10,000 with no payments for the first three payment cycles; 4.5% fixed interest rate and 36 month repayment term to eligible businesses.
Call the Response Line (English 805-456-2342, Spanish 805-908-0096), or visit https://www.wevonline.org/loans-2/quick-response-loans/
CDC Emergency Loan
The CDC announced two emergency loans: a $50,000 microloan, and a $150,000 SBA 7a Community Advantage Loan. Read about the program and visit CDC online.
Jewish Free Loans (Applicants must be residents of Ventura and LA Counties only)
No interest quick response loans to those who have been impacted by COVID-19. Loans can be applied for business economic injury, childcare costs and much more. Visit www.JFLA.org for information.
Kiva is a non-profit that offers 0% interest loans for US entrepreneurs. Visit Kiva at https://www.kiva.org/borrow
Individuals who have had their hours reduced or have lost their job through no fault of their own may be eligible for unemployment benefits. Learn more by visiting the EDD website.
NOTE: Governor’s Emergency Proclamations waive the non-payable one-week waiting period for regular UI benefit payments to eligible individuals affected by current disasters. This means individuals can be paid benefits for the first week they are unemployed due to the disaster.
Individuals who are unable to work due to having or being exposed to COVID-19 (certified by a medical professional) can file a Disability Insurance (DI) claim. Disability Insurance provides short-term benefit payments to eligible workers who have full or partial loss of wages due to a non-work-related illness, injury, or pregnancy.
Paid Family Leave
Employees who are unable to work because they are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional) can file a Paid Family Leave (PFL) claim.
Work Sharing Program
This EDD program allows employers to seek an alternative to layoffs – retaining their trained employees by reducing their hours and wages that can be partially offset with UI benefits. Visit the Work Sharing Program to learn more about its benefits for employers and employees, and how to apply.
Disability and Unemployment Insurance for Self-Employed Individuals
Whether you are self-employed or a W2 employee, if you have lost hours or wages due to the impact of COVID-19, we encourage you to file for unemployment benefits. Apply for unemployment here.
Payroll Tax Extension to File
Employers may request up to a 60-day extension from EDD to file their state payroll reports and/or deposit payroll taxes without penalty or interest. Visit the EDD website here.
COVID-19-Related Tax Credits for Required Paid Leave Provided by Small and Midsize Businesses
Franchise Tax Board Extension to File
Information regarding California’s extended timelines for paying personal and business taxes is located here.
Federal Tax Extension to File
Information regarding extended times for paying personal and business taxes is located on the IRS website here.
Cal OSHA Guidance on Requirements to Protect Workers
Information about workplace safety requirements and responsibilities for all business types. Visit the website here.
Labor and Workforce Development Agency
Workplace safety and health guidance, and information about paid leave, disability and unemployment insurance, and more. Visit the website here.
SCE Offers Help to Customers Impacted by COVID-19
Southern California Edison announced that it is suspending service disconnections for nonpayment and waiving late fees, effective immediately, for residential and business customers impacted by the COVID-19 emergency. For more information, visit sce.com/billhelp.
Customers who are not eligible for income-qualified programs can work with SCE staff on payment arrangements that could spread out their payments and help during difficult times. Visit sce.com/billhelp or call 1-800-950-2356.
SoCalGas Bill Payment Options COVID-19
For Residential Customers, who are having a hard time paying their bills, SCG has temporarily suspended service disconnects EVEN IF you received an automated 48 hour shut off notice. In addition to this, they are offering assistance with paying your bill; call 1-800-427-2200. Visit https://socalgas.com/coronavirus
For the Small Business Customers, SCG is waiving late payment fees.
Modified Ventura County Health Order Issued
The Ventura County Health Officer extended the expiration date of the Stay Well at Home Order until April 19, 2020 and imposed additional limitations.
Read the Order here:
March 31, 2020 Modified Stay Well At Home Public Health Order (English), Español
- Take-out restaurants must package their food to go and the food must be taken off premises and away from building for consumption. Six-foot social distancing must take place while waiting in line (either outside or inside) of a restaurant.
- Essential businesses must limit activities to essential goods and services.
- Auto dealerships may only be open to operate repair shops or auto parts supplies. Showroom facilities must close and on-premise sales shall cease.
- Swimming pools and hot tubs must close unless they are at a private single-family residence.
- Campgrounds must close. If someone uses their RV as their primary residence they may be permitted to stay in an RV park.
- Door-to-Door solicitations must stop.
The State Public Health Officer has designated Essential Critical Infrastructure Workers, read the list of Essential Infrastructure Workers here.
View the list restaurants open for take-out or delivery in Oxnard here.
Download “Open for Take Out” or “Open for Delivery” signs in English and Spanish for your restaurant window here:
Action Taken by the City
• On March 10, the City suspended Senior Programs and Recreation Programs during the CDC’s heightened awareness of the coronavirus and its risk to our elderly population.
• On March 13, the City of Oxnard issued an Emergency Proclamation in Response to COVID-19. The declaration allows critical services and operations to continue while reinforcing best practices identified by the CDC and County Health Officials.
• The City is waiving utility penalties and will not discontinue service for delinquent accounts.
• In response to price gouging, the Oxnard Police Department reminds our business owners that price gouging is illegal; Oxnard Police Department will criminally investigate reports of price gouging.
• The City is waiving penalties for Business Tax Payments.
• The City is suspending street-sweeping parking tickets during the local coronavirus emergency.
• The City closed all public buildings to the public for the health and safety of our community.
• The City ordered a temporary moratorium on eviction for non-payment of rent by residential or commercial tenants impacted by the COVID-19 crisis.
• Restrictions were suspended on hours of delivery and drive-thru of establishments that provide food and essential products, such as medicine, to the public.
• Suspended the requirement for a report of building records prior to sale or exchange of real property (City Code Chapter 14, Article XX).
• Suspended restrictions on drive thru hours of establishments that provide food and essential products, such as medicine, to the public.
• Suspended penalties for late renewal and application for Business Tax Certificates.
• Suspended termination of City utility service for payment delinquency and imposition of penalties for late utility service payment.
• Suspended the requirement that a contractor hold a valid City business tax certificate as a prerequisite for issuance of building permits.
Efectivo inmediatamete, los desalojos comerciales y residenciales estan suspendendidos en Oxnard durante la emergencia de coronavirus
For further information contact:
Heritage Square Events and
Facilities Rental Coordinator
The Economic Development Division is conveniently located in the Oxnard Service Center: 214 South C Street, Oxnard, CA 93030
Economic Development Division operates during normal City business days and hours:
8:00 AM – 6:00 PM (Monday – Thursday)
9:00 AM – 5:00 PM (Alternate Fridays)